INSURANCE FOR LIFE
Everyone needs it.
WHAT IF?
We go to school, maybe university, then it’s welcome to the world of work. We meet and fall in love with our partner. We buy a house together and settle down.
We may have children too – and then it’s happy every after. But sadly, life doesn’t always go to plan.
That’s why we offer a range of covers designed to protect you, and those who depend on you, from the financial consequences of illness and death.
TYPES OF COVER
We have 5 different types of cover designed to protect you and your family in different ways: life cover, critical illness cover, combined life and critical illness cover, income protection and children’s critical illness cover.
You can mix and match these from our 2 product ranges to create a policy that suits your needs.
ESSENTIALS
Our standard range, delivering quality cover at a more affordable price.
PROTECTION
Our signature range, delivering enhanced cover and quality features.
So, whether your priority is keeping costs down or getting enhanced cover, we have options to suit you.
Life
cover
Pays a lump sum, or monthly amount, if you die during the policy term, to help your family stay financially secure.
Critical illness
cover
Helps give you financial breathing space to cope with the consequences of a critical illness.
Combined life and critical
illness cover
Pays out if you die or become critically ill, so you have the cover you need should the worst happen.
Income
Protection
Pays you a monthly income if you’re too ill to work, to help you keep paying the bills.
Children’s Critical Illness Protection
Pays out if your child becomes critically ill, to help you provide them with the best possible care.
ADDITIONAL SERVICES
Our policies offer much more than financial protection.
They also come with invaluable support services.
Tailored medical, counselling, and legal support for you and your family at the point of claim.
Free access to a GP 24/7, a 2nd medical opinion, emotional wellbeing, and aches and pains consultations.
HALO and Guardian Anytime don’t form part of your contract with us, and we can change or remove the benefits included at any time.